If you do not understand your credit report or to a degree your credit score, this book will guide you through what most people consider a difficult topic. Your credit report and credit score are explained in this book in easy to understand terms in such a manner that anyone can read it then review their own situation themselves. It will also explain how you can save hundreds if not thousands of dollars doing the exact things that a credit repair company will charge you for yourself for free. This book may not be the longest eBook on credit reports or credit scores, but it is worth the small price if it helps you improve your credit report and credit score for free rather than paying a questionable company to do things that may be illegal to repair your credit. I know I would rather spend the $9.99 as compared to hundreds if not thousands for something that may end up being questionable or even illegal.